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Why Choose eLoanBroker?

  • Emergency Cash when you need it most.
    A short-term loan can help you and your family meet unexpected expenses or simply get you through to the next paycheck. Short-term loans can also help you avoid late fees, utility reconnect fees, and bank overdraft charges.
  • Lightning fast approvals.
    After completing our fast online application form, you will receive an immediate response. If your loan application has been approved by a lender, they will guide you step-by-step until the money is deposited into your bank account.
  • No FICO score check when applying.
    eLoanBroker is an option for people with all credit types. Unlike traditional loans, our short-term loan application does not require a credit check. The lender will verify your employment and banking information.
  • Funds usually available next day.
    Fully approved and verified applications are typically funded by lenders the next business day. Some lenders may offer same day funding! Please make sure you are available via phone and email in the event more information is required.

Frequently Asked Questions

  • How does the short-term loan process work?

    Sometimes you need extra cash before your next payday. Also known as a cash advance or a payday loan, a short-term loan can help you and your family meet unexpected expenses or simply get you through to the next paycheck. Short-term loans can also help you avoid late fees, utility reconnect fees, and bank overdraft charges.

    eLoan Broker makes the short-term loan process simple. When you are in need of cash in between paydays, just apply for a payday loan using our rapid online response form.

    After completing the form, eLoan Broker instantly matches you against a worldwide network of lenders. After you have been approved by a lender, the lender will guide you step-by-step until the money is deposited into your account. The loan must be repaid in a timely manner to avoid additional charges.*

    While completing the form, you will present some basic personal information and a banking account number. The personal information is needed by the lender to verify that you are the actual person requesting the loan. The bank account number is used to instruct the lender where to deposit your money. The same account will be used to pay the lender back once the term of the loan ends.

  • Does eLoan Broker perform credit checks? *
    eLoan Broker does not perform any credit checks and short-term loans are available to borrowers of all credit types.
  • How much can I borrow and when can I get my money?
    Short-term loans range from $100 - $1000 USD. Once approved, most short-term loans are electronically deposited directly into your account within 24hours.
  • Do I qualify for a short-term loan?
    Many lenders only require that you are 18 years or older, have a checking account with direct deposit and receive over $800 a month in take home pay. A valid email address and working phone number is also required.
  • What types of fees are involved?
    The lenders in eLoan Broker’s worldwide network are very competitive with their fees. Short term loans can be more expensive than traditional bank loans and are only intended for short term cash needs. Please be sure to understand all terms and costs before accepting the loan.
  • Do Federal Laws apply?
    Yes. eLoanBroker is compliant with all applicable consumer finance Federal Laws of the United States of America, including guidelines proposed by the Consumer Finance Protection Bureau.
  • Are there any restrictions on use of funds?
    No, you may apply for and use the loan for any purpose you choose. Common uses for short-term loans include paying bills, avoiding late fees, helping with rent or mortgage, or simply needing extra spending money.